Strategy first. Property second. Surplus always.
NUMBERS FIRST, THEN PROPERTY
Our in-house accountants specialise in tax-smart structures and surplus creation—so every investment is driven by logic, not listings. Real wealth starts with financial clarity.
Most businesses sell. We coach.
The Money Play was built because too many Australians — including top-tier rugby league athletes — were being pitched high-stakes investments before anyone taught them how to handle money in the first place.
Most were starting on the third play of the game, not the first.
We believe every wealth journey should start the same way a great athlete does:
Win the centre ground. Master the fundamentals. Build momentum.
Income – Expenses = Surplus
Surplus isn’t a buzzword.
It’s the margin that funds your future:
- Pays down debt.
- Funds deposits.
- Cushions interest rate rises.
- Creates consistency through market cycles.
- Fuels smart property plays that compound over time.
Without surplus, you’re guessing. With surplus, you’re in control.
Surplus isn’t what’s left over — it’s what you design into your financial structure.
| Without surplus | With surplus |
| Month-to-month scrambling. | Predictable investment plan. |
| Reliance on bonuses. | Repeatable growth strategy. |
| Forced selling in downturns. | Long-term holding power. |
| Limited borrowing capacity. | Better serviceability & flexibility. |
The Money Play method.
Map every dollar
Using our Living-Expenditure tool.
Restructure debt
To create breathing room and leverage.
Automate wealth-building
With smart account structures.
Track surplus
Monitor monthly — adapt, grow, repeat.
The Money Play method.
Map every dollar
Using our Living-Expenditure tool.
Restructure debt
To create breathing room and leverage.
Automate wealth-building
With smart account structures.
Track surplus
Monitor monthly — adapt, grow, repeat.
WHY WE EXIST
We're flipping the script. Education first. Property second. Surplus always.
Only 6% of Australians get personalised money coaching.
No wonder most people feel lost—so we built the financial playbook we wish we had earlier.
Athletes are often targeted by sellers, not mentors.
You deserve more than a pitch—you deserve a plan built around you, not a product.
Schools still teach trigonometry, not tax or cash flow.
We close the gap they never taught you to navigate—with real-world strategies that actually change outcomes.
90% of people let their budget "just happen".
We help you take control—so your money works for your goals, not just your bills.
Control beats chaos.
Systems make saving automatic.
Small wins compound.
1% improvements stack into decades of growth.
Surplus protects you.
It’s your buffer when markets wobble.
Team beats solo.
Real pros build a squad: broker, strategist, accountant.
Surplus ➜ Strategy ➜ Assets ➜ Compounding ➜ Freedom
Everything we do — from debt planning to property selection — flows from this sequence. Picture a future where your surplus funds deposits, cushions rate rises, and compounds into genuine wealth—so you can play, work, or retire on your own timetable.
Ready to measure your margin?
Book a free Discovery Session and you’ll get access to our Living-Expenditure tool, a financial snapshot, and your first step towards long-term wealth.
