Invest like a pro — without guesswork, hype, or FOMO.
STRATEGY FIRST
Most investors start with the property. We start with the plan. Because the real game isn’t what you buy — it’s how you play.
Most Australians approach property investing in reverse.
They chase “deals” before they even know their numbers.
They rely on salespeople, online hype, or wishful thinking.
They confuse owning a property with building wealth.
Here’s the truth: Property is not the plan.
It’s the vehicle. The engine is surplus. And the map is strategy.
Accountant-led strategies.
At The Money Play, we help you flip the script on property investing.
No more consumer-style decisions. No more hype-driven FOMO.
Just a proven framework that starts with surplus, models your future, and puts the right property in the right plan.
Our in-house accountants lead the strategy, validating cashflow models, stress-testing investment plans, and ensuring every move stacks up financially. They don’t replace your accountant; in fact, we prefer to collaborate with them to align on tax, structure, and compliance.
It’s a smarter, more disciplined way to grow wealth:
Strategy first. Property second. Surplus always.
How consumer investors think.
- Chase the “perfect property”.
- Buy based on emotion or features.
- Rely on luck, timing, or sales tactics.
- Think short-term or wait for “the right time”.
- Avoid financial deep-dives.
How The Money Play investors think.
- Start with surplus and structure.
- Focus on long-term compounding.
- Make data-driven, goal-aligned moves.
- Control the process, not chase the market.
- Use a full financial game plan.
SURPLUS IS THE STRATEGY
You don’t build wealth because you earn more. You build wealth because you control the gap between income and expenses — your surplus. Surplus is your deposit funder. Your rate rise buffer. Your leverage unlocker. Your long-term compounding engine. Your surplus is your advantage. Your surplus is your play.
At The Money Play, we help turn vague wishes into concrete financial plays.
| Wishes | Goals |
| “I want to be wealthy someday.” | “I want $80K passive income by 2040.” |
| “I hope I can buy an investment property.” | “I have a strategy to build a $2M property base.” |
| “I guess I’ll see what my super does.” | “My surplus is mapped and deployed monthly.” |
We use investment property as the first play — because when deployed right, it works.
Leverage multiplies your surplus.
That means your money works harder—without you having to increase your time investment.
Rent & tax benefits reduce holding costs.
Stronger cash flow while you build wealth—with less strain on your lifestyle.
Housing demand drives long-term capital growth.
Australia’s growing population and tight supply make investing a long game worth playing.
It’s a tangible, controllable asset.
Unlike shares, you can borrow against it, add value, and unlock consistent cash flow with less day-to-day volatility.
Property is not a magic bullet
It’s a smart starting point — backed by strategy, margin, and your long-term plan.
Ready to Build Your Wealth Playbook?
We don’t start with the property. We start with you — your numbers, your goals, your next move. Book your free Discovery Session, find your surplus and play to win.
